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Frequently asked questions
What is HEXN.IO?
HEXN.IO is a simple and intuitive platform designed to help you earn passive income on your crypto assets. By depositing supported cryptocurrencies, you can receive stable weekly interest payouts, with annual yields reaching up to 22%, depending on the asset you choose.
The platform is built to be beginner-friendly, while still offering flexibility for more advanced users. Interest is paid out every week, and you have the option to either withdraw your earnings or automatically reinvest them to benefit from compound interest.
In addition to earning interest, we provide a smart exchange feature that allows you to instantly convert one crypto asset into another. However, the core focus remains on helping you grow your holdings through reliable, crypto-based earning.
We prioritise security, transparency, and ease of use, giving you a trusted way to increase your crypto assets over time.
Can I use your platform?
HEXN.IO is an international FinTech company that provides crypto-related services to its customers on a worldwide scale. However, due to legal restrictions, there are minimal requirements for those who want to benefit from using our platform.
At the moment, we cannot provide services to residents of the following countries:
- Afghanistan
- Bahamas
- Barbados
- Botswana
- Cambodia
- Democratic People’s Republic of Korea
- Ghana
- Iraq
- Islamic Republic of Iran
- Jamaica
- Myanmar
- Nicaragua
- Pakistan
- Syrian Arab Republic
- Trinidad and Tobago
- Uganda
- United States
- Vanuatu
- Yemen
- Zimbabwe
For detailed legal information, please refer to our Terms & Conditions.
How to purchase crypto for fiat?
HEXN.IO is a great platform to capitalize on your crypto. It also allows you to purchase BTC, ETH, and some other cryptos with your bank card at the very best price. However, there are some things you need to take into account, so let's review the whole purchasing process.
Let's say you want to buy USDT for USD. For that, you need to go to your wallet on our platform and click a "buy" button:
Once ready, please proceed with the purchase by clicking the ‘buy’ button again.
Now you need to follow some basic verification*, and once completed, you'll see the window to enter your bank card details.
*Important! Crypto purchase is provided by our partner payment provider. Verification is required because their business is registered in the EU and hence subject to EU legislation. All the data is kept safe.
Proceed with payment. Here you are - the funds are on your balance!
Is HEXN.IO a DeFi platform?
No, HEXN.IO is not a DeFi platform. We’re a crypto lending platform that makes it easy and safe for you to earn interest on your crypto assets. While DeFi platforms work through automated smart contracts without intermediate, HEXN.IO provides a trusted, regulated environment with dedicated support to help you grow your crypto confidently.
What is a crypto loan?
A crypto loan is a type of secured loan where you use your cryptocurrency holdings as collateral to borrow another asset, usually a stablecoin or fiat-pegged token. This allows you to unlock liquidity without having to sell your crypto, which means you can continue to benefit from potential price increases while still getting access to funds.
Instead of undergoing traditional credit checks or lengthy approval processes, crypto loans are based primarily on the value of your collateral. Key terms typically include a loan-to-value (LTV) ratio, which determines how much you can borrow relative to your collateral, interest rates, and liquidation thresholds - the point at which your collateral may be sold if its value drops too low.
Example:
Let’s say you own 1 BTC, currently worth $60,000. You don’t want to sell it because you believe its value will increase, but you need access to cash. You could use that BTC as collateral to borrow $30,000 (with a 50% LTV ratio). As long as the value of your BTC stays above the liquidation threshold, you can repay the loan over time and eventually get your full BTC back.
Crypto loans are a useful tool for accessing liquidity, managing tax implications, or funding short-term needs without giving up ownership of your crypto assets.