Reach Full Investment Freedom with Crypto Loans

Unlock the true potential of your investments with HEXN crypto-backed loans. With our user-friendly interface and minimal demands for borrowers, you can effortlessly leverage your crypto holdings to access instant capital. Your journey to smarter, faster, and more gainful investments starts here!
Low-Interest Rates
Ownership Retention
Fast and Secure Transactions
Loan amount
Liquidation price

What Are Crypto Loans?

A crypto loan is a loan secured by the cryptocurrency as collateral. In a crypto loan, borrowers can use their cryptocurrency holdings as collateral to obtain a loan in another cryptocurrency. Crypto loans allow borrowers to access liquidity without selling their holdings, allowing them to benefit from potential price appreciation.

How do crypto loans work?

Crypto loans use smart contracts that work like automatic agreements written in code. Not only are smart contracts trustworthy and secure, but they also provide unparalleled transparency and immutability to transactions, making the borrowing process faster and smoother, eliminating the need for intermediaries, reducing waiting time, and lowering costs for all parties involved.

Why Consider HEXN Crypto Loans?

Easy to Get

With a HEXN personal loan, you can use your crypto assets as security and get approved easily. No credit checks are required, so you don't need a good credit score to borrow money.

Access Anywhere, Anytime

It doesn't matter what type of device you use or what time of the day it is – as long as you have access to the internet and some digital assets on your balance, you can get a crypto loan on our platform.

Lower Interest Rates

Crypto borrowing platforms have allowed us to get loans with much more profitable interest rates than any traditional bank can offer. An efficient modern technology plus the involvement of fewer people results in saving your money.

Your Crypto Remains Yours

Using cryptocurrency as collateral lets you diversify your investment portfolio without selling any assets.

The Future of Finance

Crypto lending allows you to make the most of your digital assets by accessing any tokens when needed. Its modern technological approach, global reach, and low entry threshold allow people worldwide to enjoy complete investment freedom. Explore crypto loans to move toward a more flexible and multi-faceted financial future.

Frequently Asked Questions


Collateral refers to a certain amount of crypto, taken by the HEXN platform to secure the loan.

Loan amount refers to the amount of crypto that are to be returned to the HEXN platform (inlc. charged percentages).

LTV stands for Loan-to-Value. It’s the total value of your loan to the value of your collateral. The value is determined by the index price. For example, we want to borrow 21k USDT, our collateral is 1 BTC. Provided that the BTC price is 30k, LTV would be 70% (21k/30k*100%).

Loan liquidation occurs in the event, when the current Loan-to-Value (LTV) ratio reaches the set threshold (indicated as a liquidation price).

Liquidation price is the price, at which the HEXN platform liquidates the loan.

Repay option of the loan means, that the loan will be closed, and the collateral will be returned to the balance, provided that the loan amount is returned.

Liquidate option of the loan means, that the collateral used will be sold. A part of it will be used to cover (or repay) the loan, and the rest what’s left will be credited to the balance.

How loan liquidation works?

The liquidation process undermines a flow, where your collateral is sold to repay the loan borrowed. Liquidation occurs in the event, when the current Loan-to-Value (LTV) ratio reaches the set threshold (indicated as a liquidation price). This, in return, can be the result of a drop in the value of the collateral or an increase in the value of the borrowed assets due to accrued interest over time.

How to borrow a loan?

To borrow a loan from HEXN platform, please follow this simple steps:

  1. open the page as shown in the pic below: 

  2. adjust the collateral

  3. enter the amount you want to borrow

  4. review the conditions (APY, liquidation price, etc)

  5. borrow crypto

Important! There’s no loan duration, hence it remains active as long as the LTV does not go above the limit or until you manually close it.

How to manage my collateral and loan amount?

To borrow more funds or increase your collateral, please go to this page and use a pencil button to make necessary adjustments.

I want to repay the loan. How to I do that?

If you want to repay the loan, please go to this page:

Here you will find 2 buttons: 1) repay - it means, that you return the funds borrowed, and we return your collateral

2) liquidate - it means, that your collateral will be sold to repay the borrowed amount. If there's anything left after covering the amount taken, it will be returned to your available balance

What is your liquidation fee?

The fee depends on the crypto you want to borrow. You can check this information here:

How interests are calculated?

The interest is charged on the next day for the previous one. For example, you borrowed 100 USDT on Monday. The interest will be charged at night on Tuesday. Important to note! When you repay the loan, the interest is charged for the day, when you repay the loan as well.
The basis to calculate the size of the interests is set to the loan amount (incl. its changes during the day).
Because there's no fixed date when to repay the loan, as well as the loan amount can be changed at any time from your side, we use a compound interest formula to calculate daily interest.